*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy: #0B1B3A;
  --navy-mid: #1C2E52;
  --navy-light: #243660;
  --gold: #C9A84C;
  --gold-light: #E8D5A3;
  --gold-pale: #F7F2E8;
  --white: #FFFFFF;
  --text: #1a1a2e;
  --text-muted: #4a5568;
  --radius: 8px;
  --radius-lg: 16px;
  --shadow: 0 4px 20px rgba(11,27,58,0.15);
  --shadow-gold: 0 4px 24px rgba(201,168,76,0.3);
}

html { scroll-behavior: smooth; }

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;
  background: var(--gold-pale);
  color: var(--text);
  line-height: 1.7;
  font-size: 16px;
}

a { color: var(--gold); text-decoration: none; }

img { display: none; }

.logo {
  font-family: Georgia, 'Times New Roman', serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.04em;
}
.logo span { color: var(--white); }
.logo-star { font-size: 1.1em; margin-right: 4px; }

header {
  background: var(--navy);
  padding: 14px 0;
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 2px solid var(--gold);
}
.header-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.header-cta {
  background: linear-gradient(135deg, var(--gold), #a8852e, var(--gold));
  background-size: 200% 200%;
  animation: shimmer 3s ease infinite;
  color: var(--navy);
  font-weight: 700;
  font-size: 0.85rem;
  padding: 9px 20px;
  border-radius: var(--radius);
  border: none;
  cursor: pointer;
  white-space: nowrap;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
.header-cta:hover { box-shadow: var(--shadow-gold); transform: translateY(-1px); }

@keyframes shimmer {
  0% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}

.bonus-banner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 50%, #16254a 100%);
  border-bottom: 3px solid var(--gold);
  border-top: 3px solid var(--gold);
  padding: 28px 20px;
  text-align: center;
}
.bonus-banner-inner {
  max-width: 900px;
  margin: 0 auto;
}
.banner-label {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--gold-light);
  margin-bottom: 8px;
}
.banner-offer {
  font-family: Georgia, serif;
  font-size: clamp(1.6rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 6px;
}
.banner-offer em {
  color: var(--gold);
  font-style: normal;
}
.banner-sub {
  font-size: 0.9rem;
  color: var(--gold-light);
  margin-bottom: 20px;
  opacity: 0.85;
}
.banner-btn {
  display: inline-block;
  background: linear-gradient(135deg, var(--gold), #b8902a, var(--gold));
  background-size: 200% 200%;
  animation: shimmer 3s ease infinite;
  color: var(--navy);
  font-weight: 800;
  font-size: 1rem;
  padding: 15px 42px;
  border-radius: 50px;
  border: none;
  cursor: pointer;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  box-shadow: 0 6px 30px rgba(201,168,76,0.4);
  transition: transform 0.2s, box-shadow 0.2s;
}
.banner-btn:hover { transform: translateY(-2px); box-shadow: 0 10px 40px rgba(201,168,76,0.55); }
.banner-disclaimer {
  font-size: 0.72rem;
  color: var(--gold-light);
  opacity: 0.6;
  margin-top: 10px;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 20px;
}

main { padding: 48px 0; }

h1 {
  font-family: Georgia, 'Times New Roman', serif;
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  color: var(--navy);
  line-height: 1.25;
  margin-bottom: 16px;
  font-weight: 700;
}
h1 .year-badge {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-size: 0.55em;
  font-weight: 800;
  padding: 3px 10px;
  border-radius: 4px;
  vertical-align: middle;
  margin-left: 10px;
  letter-spacing: 0.05em;
}

h2 {
  font-family: Georgia, 'Times New Roman', serif;
  font-size: clamp(1.3rem, 3vw, 1.9rem);
  color: var(--navy);
  margin-top: 44px;
  margin-bottom: 16px;
  padding-bottom: 10px;
  border-bottom: 2px solid var(--gold-light);
  font-weight: 700;
}

h3 {
  font-size: 1.15rem;
  color: var(--navy-mid);
  margin-top: 24px;
  margin-bottom: 10px;
  font-weight: 700;
}

p { margin-bottom: 16px; color: var(--text); }

.lead {
  font-size: 1.1rem;
  color: var(--text-muted);
  font-style: italic;
  border-left: 4px solid var(--gold);
  padding-left: 18px;
  margin-bottom: 28px;
}

.score-bar {
  background: var(--white);
  border: 1px solid var(--gold-light);
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  margin: 32px 0;
  box-shadow: var(--shadow);
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  align-items: center;
}
.score-main {
  flex: 0 0 auto;
  text-align: center;
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 20px 30px;
  min-width: 120px;
}
.score-number {
  font-family: Georgia, serif;
  font-size: 3rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}
.score-label { font-size: 0.75rem; color: var(--gold-light); text-transform: uppercase; letter-spacing: 0.1em; }
.score-details { flex: 1; min-width: 200px; }
.score-row { display: flex; align-items: center; gap: 10px; margin-bottom: 8px; }
.score-name { font-size: 0.85rem; color: var(--text-muted); min-width: 130px; }
.score-track { flex: 1; height: 6px; background: var(--gold-light); border-radius: 3px; overflow: hidden; }
.score-fill { height: 100%; background: linear-gradient(90deg, var(--gold), #a8852e); border-radius: 3px; }
.score-val { font-size: 0.8rem; font-weight: 700; color: var(--navy); min-width: 32px; text-align: right; }

.highlight-box {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  margin: 32px 0;
  border-left: 5px solid var(--gold);
}
.highlight-box h3 { color: var(--gold); margin-top: 0; }
.highlight-box p { color: #d0d8e8; }
.highlight-box ul { padding-left: 20px; color: #d0d8e8; }
.highlight-box li { margin-bottom: 6px; }

.pros-cons {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin: 32px 0;
}
.pros, .cons {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: var(--shadow);
}
.pros { border-top: 4px solid #2ecc71; }
.cons { border-top: 4px solid #e74c3c; }
.pros h3 { color: #27ae60; margin-top: 0; }
.cons h3 { color: #c0392b; margin-top: 0; }
.pros ul, .cons ul { padding-left: 18px; }
.pros li, .cons li { margin-bottom: 8px; font-size: 0.95rem; }

.cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
  margin: 32px 0;
}
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 26px 24px;
  box-shadow: var(--shadow);
  border-top: 3px solid var(--gold);
}
.card-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 14px;
}
.card h3 { margin-top: 0; color: var(--navy); }
.card p { font-size: 0.93rem; color: var(--text-muted); margin-bottom: 0; }

.table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; margin: 24px 0; }
table { width: 100%; border-collapse: collapse; min-width: 500px; background: var(--white); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
thead { background: var(--navy); }
thead th { color: var(--gold); font-weight: 700; padding: 14px 18px; text-align: left; font-size: 0.85rem; letter-spacing: 0.05em; text-transform: uppercase; }
tbody tr:nth-child(even) { background: #f9f6ef; }
tbody td { padding: 13px 18px; font-size: 0.93rem; color: var(--text); border-bottom: 1px solid #ede8db; }
tbody tr:last-child td { border-bottom: none; }

.steps { counter-reset: step; margin: 28px 0; }
.step {
  display: flex;
  gap: 18px;
  margin-bottom: 20px;
  align-items: flex-start;
}
.step-num {
  counter-increment: step;
  flex: 0 0 auto;
  width: 40px;
  height: 40px;
  background: var(--navy);
  border: 2px solid var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: Georgia, serif;
  font-weight: 700;
  color: var(--gold);
  font-size: 1rem;
}
.step-body h3 { margin-top: 2px; }

.faq { margin: 36px 0; }
.faq-item { border-bottom: 1px solid var(--gold-light); }
.faq-item input[type="checkbox"] { display: none; }
.faq-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 4px;
  cursor: pointer;
  font-weight: 600;
  font-size: 1rem;
  color: var(--navy);
  gap: 16px;
}
.faq-label::after {
  content: '+';
  font-size: 1.5rem;
  color: var(--gold);
  flex: 0 0 auto;
  transition: transform 0.25s;
  line-height: 1;
}
.faq-item input:checked + .faq-label::after { transform: rotate(45deg); }
.faq-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
}
.faq-item input:checked ~ .faq-body {
  max-height: 400px;
  padding-bottom: 18px;
}
.faq-body p { color: var(--text-muted); margin-bottom: 0; padding: 0 4px; }

.bonus-banner-2 {
  background: linear-gradient(135deg, #16254a 0%, var(--navy-mid) 50%, var(--navy) 100%);
  border-top: 3px solid var(--gold);
  border-bottom: 3px solid var(--gold);
  padding: 32px 20px;
  text-align: center;
  margin: 48px 0 0;
}
.bonus-banner-2 .banner-offer { font-size: clamp(1.4rem, 3.5vw, 2.2rem); }

.rating-stars { color: var(--gold); font-size: 1.3rem; letter-spacing: 2px; }

.info-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin: 24px 0;
}
.info-item {
  background: var(--white);
  border-radius: var(--radius);
  padding: 16px 18px;
  border-left: 3px solid var(--gold);
}
.info-item .label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--text-muted); margin-bottom: 4px; }
.info-item .value { font-weight: 700; color: var(--navy); font-size: 0.95rem; }

footer {
  background: var(--navy);
  color: #8899bb;
  padding: 40px 20px 24px;
  border-top: 3px solid var(--gold);
  margin-top: 0;
}
.footer-inner { max-width: 1100px; margin: 0 auto; }
.footer-top { display: flex; flex-wrap: wrap; gap: 32px; justify-content: space-between; margin-bottom: 28px; }
.footer-col h4 { color: var(--gold); font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 12px; }
.footer-col p, .footer-col li { font-size: 0.82rem; line-height: 1.6; }
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 6px; color: #8899bb; }
.footer-bottom { border-top: 1px solid var(--navy-light); padding-top: 18px; font-size: 0.78rem; text-align: center; color: #5a6a88; }
.footer-bottom a { color: #8899bb; }

.responsible {
  background: var(--navy-mid);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin: 32px 0;
  border: 1px solid var(--navy-light);
}
.responsible h3 { color: var(--gold-light); margin-top: 0; font-size: 1rem; }
.responsible p { font-size: 0.85rem; color: #8899bb; margin-bottom: 0; }

.badge-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 20px 0;
}
.badge {
  background: var(--navy);
  color: var(--gold-light);
  border: 1px solid var(--gold);
  border-radius: 6px;
  padding: 6px 14px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.03em;
}

@media (max-width: 768px) {
  .pros-cons { grid-template-columns: 1fr; }
  .cards-grid { grid-template-columns: 1fr; }
  .info-grid { grid-template-columns: 1fr; }
  .score-bar { flex-direction: column; }
  .header-inner { flex-wrap: wrap; gap: 10px; }
  h2 { margin-top: 32px; }
  .footer-top { flex-direction: column; gap: 20px; }
  .step { gap: 12px; }
}

@media (max-width: 480px) {
  .banner-btn { padding: 13px 28px; font-size: 0.92rem; }
  .score-main { width: 100%; }
  main { padding: 32px 0; }
}